Abai University welcomed a renowned economist and independent expert, Maksat Khalyk, who delivered an engaging lecture to students on the fundamentals of financial literacy. The main goal of the event was to enhance students’ financial awareness, promote integrity, and foster discipline in money management. During the meeting, students received answers to their questions and gained practical, useful knowledge applicable to everyday life.

Developing financial literacy starts with cultivating mindful financial habits and paying close attention to spending. For example, one of the core principles of financial discipline is the “Pay yourself first” rule – setting aside at least 10% of one’s income as savings. In his lecture, Maksat Khalyk emphasized that impulsive spending decisions can often lead to financial difficulties.

– Learn to make financial decisions without emotions. Maintaining a calm and rational approach to money helps prevent many problems, — he noted.

In an era of rapid artificial intelligence development, various forms of fraud have become increasingly common, including the creation of fake images and voices, deceptive content designed to gain trust, and promises of quick and easy income. The speaker presented real-life examples of how to recognize fraudulent schemes, protect oneself, and respond effectively, urging students to remain especially vigilant. These topics sparked strong interest and lively discussion among the participants.

– According to scientific research, 48% of happiness is determined by genetic factors, 40% by joyful life events, and 12% by the individual. Even this 12% can lead to significant results if a person has strong faith, family upbringing, a supportive environment, and persistent effort, – said Maksat Khalyk, encouraging young people to pursue their goals through hard work and perseverance.

In conclusion, he stressed the importance of focusing not primarily on earning money, but on education and professional development. In his view, becoming a highly qualified specialist in one’s field is the foundation for stable and ethical income in the future.

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